Privacy Policy

Echo · Operated by Wifi Money, Inc. · Last updated September 26, 2026

What Echo is

Echo is a private personal finance and business management dashboard built for and used only by its owner, Joshua Amundson. It is not offered to the public, and no other people can create accounts.

What data Echo accesses

With the owner's explicit authorization, Echo connects read-only to the owner's own financial accounts (through Plaid), Google Calendar and Gmail, and meeting notes. Echo uses this data only to show the owner his balances, transactions, budgets, schedule, and tasks, and to prepare summaries and recommendations for him.

How data is protected

Data is stored in a private database with row-level security and no public access. Access tokens and sensitive content are encrypted at rest. All connections use HTTPS. Access is limited to the owner, and every sensitive read is logged.

Sharing

Echo does not sell, rent, or share data with third parties for marketing or any other purpose. Data is processed only by the service providers needed to run Echo (hosting, database, and AI processing under providers' no-training API terms).

Retention and deletion

The owner can disconnect any account at any time, which stops further access. Data can be deleted on the owner's request.

Contact

Wifi Money, Inc. · joshua.amundson1@gmail.com